Earthquake Insurance

Many homeowners recognize that earthquakes are not just a California problem. Yet, some carriers don’t include earthquake coverage despite these facts:

  • The most powerful earthquake in U.S. history actually occurred in New Madrid, Missouri, near Memphis, Tennessee. It registered 8.6 on the Richter scale; and damage occurred as far away as Boston, Massachusetts.
  • The New Madrid Fault is the most active fault east of the Rocky Mountains, with an average 200 quakes per year. Zigzagging for 200 miles, it threatens Indiana, Illinois, Kentucky, Tennessee, Missouri, Arkansas, Mississippi and other Midwestern states with destructive force.

Contact your insurance professionals at Cincinnati General Insurance Agency, LLC if you would like to discuss your earthquake insurance options. Please remember that there is no coverage for earthquake in your existing homeowners policy. Please also be aware that if you home is located on or near a hillside there is typically no coverage for a landslide. A few carriers do offer this valuable coverage and we recommend you get a policy that covers this risk if you have an exposure


We have been extremely happy with the service that we have received from Cincinnati General Insurance. They go out of their way to find the best insurance policies for both our house and our cars. They also get back to us immediately for any information that we need or when we ha

Jim and Christie B.


Please note: the information provided here is of a general information nature and is accurate to the best of our ability. We are insurance agents and not insurance experts. Please consult your own policy and with your own agent for specific coverage questions and concerns.